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Guaranteed Income Options

What is an Annuity?

An annuity contract is created when an insured party, usually an individual, pays a life insurance company a single premium that will later be distributed back to the insured party over time.

You have many choices to make when planning your financial future, with savings products offering varying degrees of security, growth and flexibility. Planning for retirement can be one of the biggest challenges facing individuals today. Concerns about Social Security and the decline in corporate pension plans have left many people shouldering the responsibility for their retirement income. A tax-deferred annuity from one of these great companies provides a variety of benefits you may not find with traditional savings methods, including opportunity for upside growth potential and protection against market related risk. Annuities are also the only products in the market that can guarantee a stream of payments or income for the rest of your life.

You Have Choices!

An Annuity can be structured in a variety of ways. You can receive income for life, or for a fixed period of time or grow your investments within a fixed or variable annuity. Below are some companies that I represent that offer excellent selections.